Attribution-NonCommercial 4.0 International (CC BY-NC 4.0)2022-03-142022-03-14https://noesis.uis.edu.co/handle/20.500.14071/7760application/pdfDerechos de autor 2018 REVISTA SANTANDERinfo:eu-repo/semantics/articlehttp://purl.org/coar/access_right/c_abf2info:eu-repo/semantics/openAccessAtribución-NoComercial-SinDerivadas 4.0 Internacional (CC BY-NC-ND 4.0)